Low Fee Gold Mastercard
Discover Low Fee Gold
Annual Fee: | $35 |
Additional Card: | $12 |
Grace Period: | 21 days |
Interest Rate: | 19.49% |
Credit Limit: | $2,500 - $50,000 |
Don't want to pay for medical coverage you won't use? Still want the prestige and spending power of a premium card? The Low Fee Gold MasterCard card is the one for you!
Features
- Trip Cancellation Insurance
- Accidental Death Insurance
- MasterTrip®
- MasterPurchase®
- MasterRental®
- MasterLegal®
- Optional Balance Protection Insurance
Core features:
- Global Acceptance at 17 million locations worldwide
- ATM Access at over 890,000 locations
- 24-hour lost/stolen card assistance
- Emergency cards and emergency cash
- Master RoadAssist® 24-hour roadside assistance at pre-set rates
Trip Cancellation Insurance
- Applies if you, a family member, or a travelling companion falls ill, experiences serious injuries or passes on unexpectedly, and requires you to cancel your tickets at the last minute
- At least 75% of the down payment for the trip must have been paid with your MasterCard card
- Tickets will be refunded to $1,000 per account per trip
Accidental Death Insurance
- $1,000 will be paid to your beneficiary if you sustain accidental bodily injury causing death
MasterTrip®
- Common Carrier Travel Accident Insurance - up to $500,000 coverage when a portion or all of your ticket is purchased with your MasterCard card
- Unexpected Return Home Benefits - in the event of a death in your immediate family, you are covered for up to $2,000 for return travel
- Emergency Cash Transfe
- Lost Document and Ticket Replacement
- Lost Luggage Assistance
- Pre-Trip Information
MasterPurchase®
- 90-day Purchase Protection
- Protection against loss, theft and damage for items purchased with your MasterCard card
- Items will be replaced or repaired, or you will be reimbursed the purchase price
- Items given as gifts are also covered
- Some limitations apply - see the certificate of insurance when you receive your card
Extended Warranty
- The manufacturer's warranty is automatically extended for up to one additional year for items purchased with your MasterCard
- Items must have a valid warranty in Canada
- Some limitations apply - see the certificate of insurance when you receive your card
MasterRental®
When you rent a car with your MasterCard, you're protected with:
- Collision Damage Waiver Benefit - equivalent to that offered by the car rental company, provided you decline the car rental company's optional Collision Damage Waiver
- Car Rental Accidental Death and Dismemberment Benefits - up to $300,000 per accident
- Personal Effects Benefits - if your rental car is damaged or stolen, any personal effects in the car are covered up to $1,000 per insured person, up to $2,000 per rental period
MasterLegal®
- Legal Referrals and Payment Assistance - in those countries that the MasterAssist Operations Centre deems safe for travel, you will be assisted in locating a legal advisor, and in paying legal fees up to $5,000 (billable to your MasterCard account, and subject to credit availability)
Optional Balance Protection Insurance
- Protection if your earnings are affected by job layoff, involuntary dismissal, disability, illness or accident
- Payment is made on your MasterCard account until you return to work, up to $10,000
- In the event of loss of life, your entire account will be paid off, up to $10,000
- Premium is $0.80 cents for every $100 of outstanding balance
- You do not pay a premium if you do not carry a balance
Master RoadAssist®
- 24-hour roadside assistance at pre-set rates
- Access the service via a toll-free number
- Service is charged to your MasterCard account
- No membership fee