Low Fee Gold Mastercard with Choice Rewards

Discover Low Fee Gold

Annual Fee:	$59
Additional Card:	No Fee
Grace Period:	21 days
Interest Rate:	19.49%
Credit Limit:	$2,500 - $50,000

This card includes all the features of the Low Fee Gold MasterCard card, as well as the CHOICE REWARDS program. If you want free merchandise and travel - with no restrictions - this is the card for you!

Features

CHOICE REWARDS® program
Trip Cancellation Insurance
Accidental Death Insurance
MasterTrip®
MasterPurchase®
MasterRental®
MasterLegal®
Optional Balance Protection Insurance

Core features:

Global Acceptance at 17 million locations worldwide
ATM Access at over 890,000 locations
24-hour lost/stolen card assistance
Emergency cards and emergency cash
Master RoadAssist® 24-hour roadside assistance at pre-set rates

Apply now for a Low Fee Gold MasterCard with CHOICE REWARDS and receive 1,000 CHOICE REWARDS points!

CHOICE REWARDS® program

Earn 1 point for every $1.00 charged for retail purchases and balance transfers
Redeem points for brand-name merchandise from the CHOICE REWARDS catalogue
Redeem points for free travel from the CHOICE REWARDS travel agency
No restrictions on travel:
- Any seat
- Any carrier (airline, cruise, ski package, etc.)
- Any travel time (even during seat sales and blackout periods)
- Any destination

Trip Cancellation Insurance

Applies if you, a family member, or a travelling companion falls ill, experiences serious injuries or passes on unexpectedly, and requires you to cancel your tickets at the last minute
At least 75% of the down payment for the trip must have been paid with your MasterCard card.
Tickets will be refunded to $1,000 per account per trip

Accidental Death Insurance

$1,000 will be paid to your beneficiary if you sustain accidental bodily injury causing death

MasterTrip®

Common Carrier Travel Accident Insurance - up to $500,000 coverage when a portion or all of your ticket is purchased with your MasterCard
Unexpected Return Home Benefits - in the event of a death in your immediate family, you are covered for up to $2,000 for return travel
Emergency Cash Transfer
Lost Document and Ticket Replacement
Lost Luggage Assistance
Pre-Trip Information

MasterPurchase®

90-day Purchase Protection
Protection against loss, theft and damage for items purchased with your MasterCard
Items will be replaced or repaired, or you will be reimbursed the purchase price
Items given as gifts are also covered
Some limitations apply - see the certificate of insurance when you receive your card

Extended Warranty

The manufacturer’s warranty is automatically extended for up to one additional year for items purchased with your MasterCard
Items must have a valid warranty in Canada
Some limitations apply - see the certificate of insurance when you receive your card

MasterRental®

When you rent a car with your MasterCard card, you’re protected with:

Collision Damage Waiver Benefit - equivalent to that offered by the car rental company, provided you decline the car rental company’s optional Collision Damage Waiver
Car Rental Accidental Death and Dismemberment Benefits - up to $300,000 per accident
Personal Effects Benefits - if your rental car is damaged or stolen, any personal effects in the car are covered up to $1,000 per insured person, up to $2,000 per rental period

MasterLegal®

Legal Referrals and Payment Assistance - in those countries that the MasterAssist Operations Centre deems safe for travel, you will be assisted in locating a legal advisor, and in paying legal fees up to $5,000 (billable to your MasterCard account, and subject to credit availability)

Optional Balance Protection Insurance

Protection if your earnings are affected by job layoff, involuntary dismissal, disability, illness or accident
Payment is made on your MasterCard account until you return to work, up to $10,000
In the event of loss of life, your entire account will be paid off, up to $10,000
Premium is $0.80 cents for every $100 of outstanding balance
You do not pay a premium if you do not carry a balance

Master RoadAssist®