Personal Loans

A personal loan is a convenient solution when funds are needed for an important purchase, luxury item, or even to consolidate debts into one, lower-cost payment.

Benefits:

  • Repay your loan faster with weekly or bi-weekly payments.
  • No penalty for extra payments or early repayment, make extra payments any time, in any amount, and as often as you want.
  • Annual statement of loan account or monthly with chequing account statement.
  • Convenient Payroll Deduction available to make repayment easier

Features:

  • Competitive variable or fixed interest rate.
  • Credit life, critical illness and disability insurances available.






Greener Energy Home Loans

Provincial Government Employees Credit Union offers preferred rates on loans Prime rate + 1% (presently 3.45%) to individuals who are upgrading their homes to more efficient technology. Energy efficient upgrades such as:

  • Insulation improvements
  • Window improvements
  • More efficient heating and cooling systems
  • Heat pumps / Geothermal systems
  • Solar technology
  • High efficiency appliances
  • and more

For a listing of qualified home energy auditing organizations visit www.efficiencynovascotia.ca



Greener Energy Vehicle Loans

Provincial Government Employees Credit Union offers preferred rates on loans for electric or hybrid vehicles. Interest Rates and payment details include:

  • New Electric/Hybrid: Prime Rate + 0.5% (presently 2.95%)
  • Used Electric/Hybrid: Prime Rate + 1% (presently 3.45%)
  • Flexible repayment options
  • Terms between 1 and 8 years
  • No pre-payment penalties