Low Fee Mastercard

More Reasons, More Often

Annual Fee:  $12
Additional Card:  No Fee
Grace Period:  21 days
Interest Rate:  19.49%
Credit Limit:  $1,000 - $50,000

The Low Fee MasterCard card gives you more reasons to use your card more often. This card has the perfect combination of features at a great price.

Features

  • 90-day Purchase Protection
  • Extended Warranty
  • Trip Cancellation Insurance
  • Credit Card Registry
  • Common Carrier Travel Accident Insurance
  • Optional Balance Protection Insurance

Core features:

  • Global Acceptance at 17 million locations worldwide
  • ATM Access at over 890,000 locations
  • 24-hour lost/stolen card assistance
  • Emergency cards and emergency cash
  • Master RoadAssist® 24-hour roadside assistance at pre-set rates

90-day Purchase Protection

  • Protection against loss, theft and damage for items purchased with your MasterCard card
  • Items will be replaced or repaired, or you will be reimbursed the purchase price
  • Items given as gifts are also covered
  • Some limitations apply - see the certificate of insurance when you receive your card

Extended Warranty

  • The manufacturer’s warranty is automatically extended for up to one additional year for items purchased with your MasterCard card 
  • Items must have a valid warranty in Canada
  • Some limitations apply - see the certificate of insurance when you receive your card

Trip Cancellation Insurance

  • Applies if you, a family member, or a travelling companion falls ill, experiences serious injuries or passes unexpectedly, and requires you to cancel your tickets at the last minute
  • At least 75% of the down payment for the trip must have been paid with your MasterCard card
  • Tickets will be refunded to $1,000 per account per trip

Credit Card Registry

  • Register all your credit cards at one location
  • If lost or stolen, one call cancels them all
  • No additional fee for this service

Common Carrier Travel Accident Insurance

  • You’re covered for up to $100,000 in the event of an accident when a portion or all of your ticket is purchased with your MasterCard card

Optional Balance Protection Insurance

  • Protection if your earnings are affected by job layoff, involuntary dismissal, disability, illness or accident
  • Payment is made on your MasterCard account until you return to work, up to $10,000
  • In the event of loss of life, your entire account will be paid off, up to $10,000
  • Premium is $.80 cents for every $100 of outstanding balance
  • You do not pay a premium if you do not carry a balance

Master RoadAssist®

  • 24-hour roadside assistance at pre-set rates
  • Access the service via a toll-free number
  • Service is charged to your MasterCard account
  • No membership fee