Platinum Mastercard

Because You Can

Annual Fee:  $150 
Additional Card:   $40 
Grace Period:  21 days 
Interest Rate:  19.49%
Credit Limit:  $7,500 - $50,000 

This prestigious card will appeal to your need for convenience, security, and sense of adventure. The exclusive Platinum Class Travel Rewards program has a higher redemption value than most other travel rewards programs. And, you can plan your trips without worrying about restrictions like blackout periods, seating limitations, and stopovers. So go where you want, when you want, and how you want - because you can with the Platinum Class MasterCard card.


  • Platinum Class Travel Rewards
  • Out-of-Province/Country Travel Health Plan (up to 70 years)
  • Trip Cancellation Insurance (up to 70 years)
  • Accidental Death Insurance
  • MasterTrip®
  • MasterPurchase®
  • MasterRental®
  • MasterLegal®
  • Optional Balance Protection Insurance

Core features:

  • Global Acceptance at 17 million locations worldwide
  • ATM Access at over 890, locations
  • 24-hour lost/stolen card assistance
  • Emergency cards and emergency cash
  • Master RoadAssist® 24-hour roadside assistance at pre-set rates

Apply now and receive 2,000 Platinum Class Travel Reward points!

Platinum Class Travel Rewards

  • Earn points with every retail purchase or balance transfer to your Platinum Class MasterCard Card.
  • Redeem points through the exclusive Platinum Class travel agency for a 1% value
  • If you don't have enough points for an entire trip, you can charge the remainder to your Platinum Class MasterCard card, and earn even more points!
  • No restrictions on travel:
    • Any seat
    • Any carrier (airline, cruise, ski package, etc.)
    • Any travel time (even during seat sales and blackout periods)
    • Any destination

Out-of-Province/Country Travel Health Plan

  • Out-of-Province/Country Medical Insurance
  • covers the first 31 days of each trip outside your home province or country
  • coverage is up to $1,000,000, and includes:
    • hospital and health care professional services
    • prescriptions and treatments
    • emergency dental care
    • transportation and ambulance services
    • return home, if required for further medical attention
    • friend and family hospital visits
    • return of deceased
  • coverage applies to cardholders up to age 70
  • top-up insurance is available for up to 180 days

Travel Assistance

24-hour assistance to:

  • confirm coverage and payment
  • arrange for medical evaluation
  • transfer to another medical facility, if required
  • assist in contacting your family or business partner

Review the certificate of insurance when you receive your card

Trip Cancellation Insurance

  • Applies if you, a family member, or a travelling companion falls ill, experiences serious injuries or passes on unexpectedly, and requires you to cancel your tickets at the last minute
  • Coverage applies to cardholders up to age 70
  • Tickets will be refunded up to $3,000 per account per trip

Accidental Death Insurance

  • $1,000 will be paid to your beneficiary if you sustain accidental bodily injury causing death


  • Common Carrier Travel Accident Insurance - up to $500,000 coverage when a portion or all of your ticket is purchased with your MasterCard
  • Unexpected Return Home Benefits - in the event of a death in your immediate family, you are covered for up to $2,000 for return travel
  • Emergency Cash Transfer
  • Lost Document and Ticket Replacement
  • Lost Luggage Assistance
  • Pre-Trip Information


  • 90-day Purchase Protection
    • Protection against loss, theft and damage for items purchased with your MasterCard card
    • Items will be replaced or repaired, or you will be reimbursed the purchase price
    • Items given as gifts are also covered
    • Some limitations apply - see the certificate of insurance when you receive your card

Extended Warranty

  • The manufacturer's warranty is automatically extended for up to one additional year for items purchased with your MasterCard card
  • Items must have a valid warranty in Canada
  • Some limitations apply - see the certificate of insurance when you receive your card


When you rent a car with your MasterCard card, you're protected with:

  • Collision Damage Waiver Benefit - equivalent to that offered by the car rental company, provided you decline the car rental company's optional Collision Damage Waiver
  • Car Rental Accidental Death and Dismemberment Benefits - up to $300,000 per accident
  • Personal Effects Benefits - if your rental car is damaged or stolen, any personal effects in the car are covered up to $1,000 per insured person, up to $2,000 per rental period


  • Legal Referrals and Payment Assistance - in those countries that the MasterAssist Operations Centre deems safe for travel, you will be assisted in locating a legal advisor, and in paying legal fees up to $5,000 (billable to your MasterCard account, and subject to credit availability)

Optional Balance Protection Insurance

  • Protection if your earnings are affected by job layoff, involuntary dismissal , disability, illness or accident
  • Payment is made on your MasterCard account until you return to work, up to $10,000
  • In the event of loss of life, your entire account will be paid off, up to $10,000
  • Premium is $0.80 for  every $100 of outstanding balance
  • You do not pay a premium if you do not carry a balance

Master RoadAssist®

  • 24-hour roadside assistance at pre-set rates
  • Access the service via a toll-free number
  • Service is charged to your MasterCard account
  • No membership fee

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