Term Deposits provide a secure, worry-free investment. With flexible interest rates, investment terms, and automatic renewal options, TDs provide a great way to save and earn money with a guarantee of principal and interest. Plus, deposits are insured under the terms of the Credit Union Deposit Guarantee Corporation.  $500 minimum deposit.

• Simple rate of return
• Compounding rate of return
• Interest paid at the end of term

Index-Linked Term Deposits

The beauty of these products is that they allow you to invest in stock markets without any risk to your principal deposit. With no fees or commissions, your principal is guaranteed and you choose a fixed term of 3 or 5 years. Rate of return is calculated on the performance of the TSX 60. (Index-Linked Term Deposits are only available at specified periods of time).  $500 minimum deposit.

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