Voting Share

Voting Shares represent equity in your Credit Union and form part of your own personal wealth. These funds are yours, they appear on your regular statement, and are refundable upon ownership cancellation.

Credit Union owners are both customer and shareholder.  As a customer, you receive the services you want and as a shareholder you have local control of your own financial institution.

There is a voluntary Board of Directors that you elect at the Annual General Meeting.

Open and Voluntary Ownership

  • Open to Provincial Government, Hospitals and Universitiy staff, any member of NSGEU or NSGREA
  • $5.00 maintained in Share account
  • All owners are equal in share requirement
  • Shares are refundable upon ownership cancellation
  • Shares are subject to dividends which may be declared based on credit union earnings, as decided by Board of Directors

Democratic Control

  • One owner, one vote at Annual General Meeting
  • Cooperative financial institution owned and operated by owners

Service to Owners

  • Personal service and attention provided by trained, knowledgeable and professional employees
  • TeleService, Automated Teleservice, MemberDirect® online service and ATM access available for owner convenience
  • Convenient service to owners Province wide

Social Responsibility

  • Ethical standards and responsible actions on human issues, social justice and environmental concerns

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