Ding Free

Convenient, reliable access to your money  

Ding Free  https://ding-free.ca

You can access your money using these ATM cards along with your Personal Identification Number (PIN). As shown in the card graphic, the backside of the card displays the ATM network logos that indicate where your card is accepted.

  • The MEMBER CARD® debit card is accepted at ATMs identified as Cirrus®, Maestro®, AccuLink®, Interac®, THE EXCHANGE® and ACCEL®.
  • The GLOBAL PAYMENT MasterCards are accepted at ATMs identified as Cirrus®, Maestro®, AccuLink®, Interac®, and THE EXCHANGE®.
  • The Credit Union MasterCard Credit Cards are accepted virtually everywhere around the world at all machines identified as accepting Cirrus® and Maestro®.


What is a Surcharge?

A surcharge (or convenience fee) is a fee charged by an ATM owner at the time of the transaction and appears on the ATM receipt. A surcharge ranges from $1 to $3, and comes with a warning screen before the ATM transaction is complete. Surcharges are not the same as transaction or account fees, which would appear on a member’s monthly statement - i.e. when a member exceeds the limits of a package account that comes with a fixed amount of free transactions per month.